Finance vs Cash Scenario Explorer

Currency Symbol

Purchase Cost

Total price of the item being purchased.

Available Cash

Cash on hand. Must be ≥ purchase cost to run the simulation.

Risk-Free Rate (annual %)

4.50%

Annual return on invested unused cash (e.g. HYSA, T-bills). Shared across all scenarios.

Enable Inflation Adjustment

Chart Metric

Optimization Target

How to rank and highlight the best scenario.

Apply to Scenario

Objective (output metric)

X-Axis Variable

X Range

Grid Resolution

Number of steps per axis.

Best Strategy

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Net Benefit vs Cash

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Total Interest (Best)

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Cash Purchase Wealth

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Ending Wealth Over Time

Hover over the chart to inspect a period.